Business products and partnerships with services and access to capital.
A better direction in banking.
Business Accounts
Your business deserves a financial partner that understands how you work.
NWCCU offers a suite of business accounts and services built to support organizations of every size, from startups and sole proprietors to established companies and nonprofits. Each account is designed around clarity, flexibility and everyday practicality.
Benefits of business membership:
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Earn competitive dividends
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Convenient account access
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Each account insured up to $500,000 by American Share Insurance and Excess Share Insurance
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Mininum balance to open/earn dividends ($10)
Business Loans
NWCCU Business Loans offer competitive rates, personalized guidance and a streamlined application process.
Every business has goals. At NWCCU, our job is to help you reach them with lending solutions that are flexible, practical, and backed by people who understand the financial realities of running an organization. Whether you're expanding, upgrading equipment, managing cash flow, or pursuing something entirely new, our business lending team is here to support your momentum.
Your goals become our goals, and our role is to help you make confident, well-supported decisions. We offer a full suite of financing options tailored to meet different business needs.
All business loans require a $50 application fee.
SBA Loans
SBA Information and Support
As an approved SBA lender partner, NWCCU can help you access government-backed financing that offers lower down payments, longer terms and more flexible qualification options. Our team will help determine whether an SBA 7(a) or 504 loan is right for your business and guide you through each step of the process, making it easier to secure the funding you need with the strongest possible foundation.
In addition, NWCCU offers a series of workshops to help small businesses grow and suceed.
Types of Business Loans
Term Loans
For long-term purchases like equipment, vehicles, or facility improvements, with predictable payments that support steady budgeting.
Commercial Real Estate Loans
Purchase, refinance, or renovate owner-occupied or investment commercial properties with competitive credit union rates.
Business Lines of Credit
Flexible access to funds for short-term needs, operational expenses, or seasonal cash flow changes. it easier to secure the funding you need with the strongest possible foundation.
Commercial Vehicle Loans
Financing built for business transportation—whether you’re replacing one vehicle or growing your entire fleet.
Equipment Loans
Upgrade, expand, or modernize your operations with financing designed for essential tools and technology.
Business Partner Program
Connecting employers and employees to a better direction in banking.
Benefits to Organizations
NWCCU's Business Partner Program strengthens your workplace by providing employees with tools that improve financial stability and reduce stress—at absolutely no cost to your company.
Business Partners Benefit From:
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A no-cost, value-added program to enhance employee compensation packages
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Support for employee financial wellness, leading to higher satisfaction and productivity
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Access to on-site or virtual financial education sessions tailored to your workforce
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A dedicated NWCCU partner representative for ongoing support
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Trusted banking options rooted in community, security and friendly service
Becoming a business partner is simple, and it delivers measurable value for companies that want to invest in their teams.
Benefits to Employees
Employees and their families receive full access to NWCCU membership and its many advantages, including:
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Competitive loan rates for auto, home, education and more
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High-yield savings and investment products
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Free checking with no minimum balance and no hidden fees
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Low-interest Visa credit cards
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24/7 online and mobile banking
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Deposit protection up to $500,000
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Friendly service from local people who care
Small Business Workshops
Continuous Improvement. Community Collaboration.
The Illinois Hispanic Chamber of Commerce, the SBA Community and Northwest Community Credit Union invite you to receive business technical assistance at no-cost to you! The SBA Community assists pre-venture entrepreneurs with launching their new business ventures and provides guidance to existing businesses to help them grow and expand.
For more information and to meet with a professional advisor please call 847-647-1030.
NWCCU is a proud member of:
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Morton Grove Chamber of Commerce
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Skokie Chamber of Commerce
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Illinois Hispanic Chamber of Commerce
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America's Credit Unions
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Association House of Chicago
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Saint Xavier University
Workshops: Practical guidance for growing your business.
Our workshops are built to give business owners and founders clear, actionable insight into accessing capital, preparing for SBA loans, and understanding the financial steps needed to move forward.
Upcoming Workshops: (TBD)
It's easy to get started:
Connect with NWCCU as a Business Partner or to set up an account. Organizations can onboard in minutes, and employees can begin enjoying member benefits right away.
Please complete the form below or call: Phone: 847.647.1030