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A better path forward with lower costs and stronger returns.

A better direction in banking.

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Savings Accounts

Save with financial confidence. Grow with financial purpose.

Every membership requires a Share Account, your savings account is your entry point to everything NWCCU offers. With a minimum balance of just $10, you establish your membership and gain access to better rates, lower costs, and a full range of financial tools designed to work in your favor.

Are you ready to get started?

Share Accounts

You’re a member so your share is your savings account! Open your account today with only $10.00. Free online banking, free e-statements, free mobile banking, insurance up to $500,000 per account through ASI and ESI.

Holiday, Vacation and Special Purpose Savings

  • Requires a minimum balance of $10.00

  • No monthly service fee

  • Dividend bearing

  • Requires a minimum balance of $10.00

  • No monthly service fee

  • Dividend bearing

Money Market Savings

Money Market Savings

An easy way to save.

Open with just $10.00 and enjoy dividend earnings with no monthly service fee. A simple, flexible way to grow your savings and keep access to your funds.

CDs & IRAs

Reliable growth for your short and long-term plans.

With flexible terms and fixed rates on NWCCU Certificates of Deposit, you decide how long you want to save and exactly what you’ll earn.

A minimum balance of $1,000 is required to open. Funds are locked in for the full term, and early withdrawals are subject to penalties that can reduce earnings.

Your deposits are protected with additional coverage through ASI/ESI insurance. The same terms and rates also apply to IRA and Roth IRA share certificates.

Open a Certificate in Four Steps

  1. Choose your term

  2. Review your rate

  3. Fund your certificate

  4. Start growing your savings

Better Direction Checking

Checking built around you.

Our most popular checking account is designed for everyday purchases, everyday decisions and the everyday way you want to manage your digital wallet.

Zelle icon

Start using Zelle® today with just your email address or mobile number.

  1. Enroll or log in to Bill Pay

  2. Select "Send Money With Zelle®"

  3. Accept Terms and Conditions

  4. Select your U.S. mobile number or email address and deposit account

Student Checking

Built for your college journey.

With 24/7 Home and Mobile Banking, Mobile Remote Deposit, e-Statements and a Visa® Debit Card you can use anywhere, your money is always within reach. Set up direct deposit for a campus job or internship, manage everyday purchases and track spending in real time. 

Zelle icon

Start using Zelle® today with just your email address or mobile number.

  1. Enroll or log in to Bill Pay

  2. Select "Send Money With Zelle®"

  3. Accept Terms and Conditions

  4. Select your U.S. mobile number or email address and deposit account

**Annual Percentage Yield (APY): 2.50% paid on balances up to $2,500. Balances above $2,500 will not earn dividends. Dividends are calculated using the average daily balance method and are paid monthly. No minimum balance required in checking account, debit card usage, enrollment requirements, or additional qualifications required to earn dividends. The account remains free regardless of balance. Rates are subject to change at any time. Ask us for current rates. A minimum deposit of $10 is required to establish and maintain a Northwest Community Credit Union share (membership) account. This is not a fee and represents the member’s ownership in the credit union. Accounts must be in good standing to earn dividends. Offer subject to change without notice.

Money Market Checking

Money Market Checking

Everything you need in an interest-bearing checking account, built around convenience, value and everyday access. From no minimum balance and no monthly service fees to digital banking tools and shared branching access, these features are designed to make managing your money simple, flexible and focused on you.

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